Our featured article of the month, How To Build an Emergency Fund, helps outline the steps needed to setup an emergency fund. Determining the amount you should set aside is one based on your monthly expenditures. An easy rule of thumb is, what do you need to pay to ensure you don't get yourself into...
Our featured article of the month, How Retirement Spending Changes With Time, is a primer for pre- or new retirees to help set expectations and dampen fears. While retirement will be a new and exciting adventure to embark on, with many retirees certainly "living it up" in the first few years, patterns of behavior will...
Our featured article of the month, Immediate vs. Deferred Annuities explains some of the basic differences between these long used retirement vehicles. In the past few decades, pensions have become few and far between, especially within the private sector. Having similar traits, annuities have secured a consistent presence in the retirement planning industry. The reason?...
Our featured article of the month, Helpful Retirement Strategies for Women, provides some initial steps for developing good savings habits, normalizing conversations and becoming more engaged in planning your future. Considering the longevity difference between women and men, women should be even more engaged in retirement goal planning. As mentioned in DRS Retirement Report from...
Our featured article of the month, Consider Keeping Your Life Insurance When You Retire, starts the conversation on this topic and expands on it slightly in regards to insurance planning strategies. Traditionally, life insurance was considered unnecessary once you hit retirement, the nest was empty and a liability such as a mortgage was satisfied. However,...
This March marks my 24th year in the financial planning industry. I am blessed to be able to engage with wonderful people to provide them with my energy, skills and experience in helping them and their families plan for a successful future. Thank you for entrusting myself, my firm and our strategic partners with your...
Our featured article of the month, Women and Wealth: A Pivot Towards Retirement, focuses on some of the challenges women face upon transitioning to retirement after their working career. While both men and women retirees should focus on their financial, physical and emotional health to ensure a more fulfilling retirement, women have a unique challenge....time....
Our featured article of the month is the announcement of the 2024 NJ Five Star Wealth Manager Award for New Jersey. It is an honor to consistently be recognized by my clients and this organization for the work I perform on their behalf. Here's to 2024, my 24th year in the financial planning industry. ...
Our featured article of the month, Where Will Your Retirement Money Come From?, outlines retirement resources, then compares the expectations and the realities for retirees' income sources during their retirement years. As defined benefit plans become a thing of the past, workers have been responsible for their own retirement savings through employer sponsored plans like...
Our featured article of the month, Retirement Realities, answers some frequently asked questions about retirement expectations. Online calculators are certainly helpful with projecting figures out many years, but they lack any nuance. Even the systems used by financial planners provide figures and calculations without taking into account the reality of life. Experience and counsel are...
