DeCesare Retirement Specialists

Work to Wealth

The April Fed update, following the conclusion of the FOMC meeting on April 27th, commented on the market pricing in a 51% probability of a rate increase in December. The expectation was for only one rate increase for the year, despite the FOMC’s plan for four rate hikes in 2016. Fast forward just two weeks...

Continue Reading


As I’m sure you’ve heard by now, the Department of Labor has made recent news addressing the important topic of fiduciary standard in the financial services industry. By definition, a fiduciary is one who acts in the utmost good faith, in a manner he or she reasonably believes to be in the best interest of...

Continue Reading


Since the last FOMC meeting in March, economic growth has obviously slowed leaving the probability for an another interest rate increase low. Expectantly, at the conclusion of wednesday’s meeting, the committee left rates unchanged with an acknowledgement of slowing domestic growth. While prior meetings indicated “global economic and financial developments continued to pose risks”, this...

Continue Reading


When stocks struggle or tread water, going Roth gains merit. Spring is here! And I cannot think of a better time to invite you to join me for a complimentary “Spring Cleaning” of your finances! During this no-obligation, complimentary meeting, I will work with you to help clean up your budget, asses your investment strategy,...

Continue Reading


The FOMC’s meeting on March 16th and Chair Yellen’s comments resulted in some interesting insight into the future of policy normalization and the more recent focus on global risk. Prior to this meeting, the expectation was for the FOMC to raise rates four times in 2016 on its gradual path to normalization. However, the FOMC...

Continue Reading


How much might health care cost you someday? As a retirement planning specialist, I am regularly asked about affording healthcare during the golden years. It’s true, as we age, healthcare-related expenses can get costly. The only way to help ensure you maintain the retirement lifestyle you planned for while receiving the healthcare you need, is...

Continue Reading


Steve DeCesare provides insight on how you can be proactive with your pension and get the most out of this retirement savings vehicle. By Greg Brown, Columnist Published October 2015 For millions of Americans, a pension remains a solid “third leg” of the retirement stool after Social Security and personal savings. And while nearly all...

Continue Reading


The five phases of life after 50 and the considerations that accompany them. Retirement isn’t a one-size-fits-all planning solution. Everyone and every retirement is different. It’s important to carefully analyze and plan each step to and through your retirement journey to help ensure financial success throughout your lifetime. This month’s feature article highlights the five...

Continue Reading


It’s All About the Numbers Assessment of the economy, the markets and how it relates to you. Uncertainty about the domestic economy, the global economy, and the future of monetary policy resulted in a significant shift in sentiment in 2015. The anticipation of the FOMC’s (Federal Open Market Committee) decision to raise interest rates, the...

Continue Reading


Unlike the December FOMC meeting, wednesday’s meeting was not as highly anticipated. The odds for another interest rate increase, a little over a month after the first rate hike in 9 years, were low. However, market participants were eager to see if any of the words in the FOMC’s official release had changed in order...

Continue Reading


  1. Pages:
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5
  7. 6
  8. 7
  9. 8