Our featured article of the month, Election 2024, attempts to provide some context over a hotly debated election and foresight on future expectations as it relates to the economy and investments. Elections and investment markets can become very emotional at various points in time. However, in both cases life moves on, things calm down and...
Our featured article of the month, New Retirement Contribution Limits for 2023, is a simple listing of some of the adjustments the IRS has made to contribution limits for various retirement vehicles. Note that gifting limits have been raised as well. Contact your HR department to make adjustments to your work sponsored retirement plans. For IRA...
Our featured article of the month, Wise Decisions with Retirement in Mind, highlights some of the larger goals that should be explored prior to ultimately making the decision to retire. While the article describes some sound prudent steps to help you determine your retirement readiness, others speak to the retirement lifestyle you are seeking to obtain. For instance,...
We are pleased to announce that Steve DeCesare, CFP® has won the 2020 New Jersey Five Star Wealth Manager award! By earning this exclusive honor, Steve has demonstrated a commitment to clients. Please offer Steve your congratulations. Each year, Five Star Professional partners with New Jersey Monthly to recognize an outstanding group of New Jersey wealth managers...
Our featured article of the month, The SECURE Act and Traditional IRA Changes, is a brief introduction to a law that has not yet passed, but that may have far reaching consequences for many investors and retirees. As stated, the SECURE Act has not cleared the Senate as of yet, however there is a good...
Our highlighted article of the month, Your Financial Co-Pilot, touches on some key points as to why maintaining a relationship with a trusted financial professional is a good succession plan. This particular article touches close to home. Many know that I took over my mother’s financial planning business after she died in 2003. Like the...
Happy New Year once again! I hope the time off over the holidays has rejuvenated and prepared you for a great 2019. It certainly has for me and my profession. In March 2000 I passed the exam necessary to join my mom in the financial services industry performing securities sales. As my career path matured...
Our featured monthly article, Should You Leave Your IRA to a Child?, initiates the conversation on proper estate planning techniques and highlights how good intentions could lead to unfortunate results. The article explains some of the logistics of using a trust as a beneficiary, but digging a little deeper may provide better context. While most...
