DeCesare Retirement Specialists

Tax

Our featured article of the month, Consider Keeping Your Life Insurance When You Retire, starts the conversation on this topic and expands on it slightly in regards to insurance planning strategies. Traditionally, life insurance was considered unnecessary once you hit retirement, the nest was empty and a liability such as a mortgage was satisfied. However,...

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Our featured article of the month, IRA Deadlines are Approaching, provides the necessary deadlines for meeting such items as current and prior year IRA contributions, Required Minimum Distributions (RMD)s and some tips on not getting your contributions confused for either past or current year. RMDS must be taken by the last day of the calendar...

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Our featured article of the month, Secure Act 2.0, describes how in the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it's a follow-up to the Setting Every Community...

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Our featured article of the month, Major Risks to Family Wealth, highlights some of the more commonly made mistakes investors make when planning for their family wealth's legacy is incomplete or ignored. Many, even without substantial financial wealth, do not appreciate the implications of such a misstep. The Federal estate tax limit in 2022 is $12.06...

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Our featured article of the month, End of the Year Money Moves, provides a few questions that may help you consider some necessary or prudent moves prior to year-end. With another year of significant disruptions, work statuses may have adjusted, resulting in changes in your tax status. You may have increased your charitable contributions due to the...

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Our featured article of the month, Are Your Taxes Going to Change?, briefly touches on the pending legislative actions being proposed in DC that may impact your personal finances. As mentioned, this process will likely take months to iron out and may very well never get passed at all. However, the significance of the proposed legislation...

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Our featured article of the month, 2021 Limits for IRAs, 401ks & More, serves more as a reminder of the contribution limits for retirement accounts along with information on some slight qualification adjustments. IRA contributions for 2020 would be due by the time you file your tax returns or April 15, 2021. For added clarity...

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