This month's must-read, Aspects of Your Financial Life to Review as the Year Closes, explains how to take stock of your financial life with quick, purposeful reviews. Meet your advisor to check portfolio positions, rebalance asset allocation, and max out retirement contributions—don’t forget catch-up options if you’re 50+. Pull cost-basis records, harvest tax losses, and...
This month's must-read, 10 Eye-Opening Facts About Retirement in the US: What You Need to Know in 2025, informs readers on what many of us dream of that golden age, but with costs still creeping up and inflation easing only slightly, it’s clear we’re rethinking what it means to retire comfortably. People are tossing around...
Our featured article of the month, Employee Perspectives on Long-Term Care, summarizes the findings of the EBRI study on employee long term care awareness, access, and perspectives. Without direct experience via a family member or oneself, understanding the impact of a LTC event is difficult to appreciate. From a financial perspective, a long term care...
Our featured article of the month, Reference Guide on the OBBBA, summarizes the benefits of the act to individuals and businesses. The focus of the summary surrounds personal taxation and benefits for seniors while also providing details on benefits for business owners and college savings accounts. The reference guide is not an exhaustive list of...
Our featured article of the month, Retirement Questions That Have Nothing to Do With Money, delves into lifestyle considerations that retirees often overlook but are just as crucial as financial planning. While securing your financial future is essential, how you spend your days—through hobbies, part-time work, or staying active and social—plays an equally vital role...
Our featured article of the month, Social Security: The Elephant in the Room, outlines the history and some of the challenges facing the Social Security system. From its beginning, the system was designed to help those who had very little and who ultimately lived much shorter lives in retirement. Now, the system has expanded its...
Our featured article of the month, Insurance Needs Assessment: For Empty Nesters and Retirees, outlines the primary insurance coverages one should review as the kids leave the nest and retirement is within view. While the purpose of some coverages may change, some usefulness for them can still be found. For instance, Homeowner's Insurance certainly provides...
Our featured article of the month, Three Key Questions to Answer Before Taking Social Security, touches on some of the important considerations regarding your benefits. The timing of receiving benefits certainly depends upon your personal financial situation and, of course, your educated guess on your longevity. That is an unknown factor that isn't up to any...
Our featured article of the month, Managing Money As A Couple, discusses the importance of making financial decisions as a couple in the household. When I meet with clients I emphasize the importance of meeting with the couple together. I fully understand that typically one person is more interested or atuned to their financial situation...
Our featured article of the month, Retirement Plan Contribution Limits for 2025, details changes in retirement additions based on your age as adjusted through the SECURE Act 2.0. If you are between the ages of 60 and 63 then the "super catch-up" of up to $11,250 may be a consideration if you are looking to...
