Planning
How to Replace Your Paycheck in Retirement
A 2026 Income Planning Guide The transition from earning a regular paycheck to creating retirement income represents one of the biggest financial shifts you'll face. Unlike your working years when money arrived predictably every two weeks, retirement requires you to build a system that replaces that steady income flow. This guide walks you through proven...
How to Calculate Your True Retirement Income Needs in 2026
The Complete Guide Planning for retirement raises one question above all others: how much money will I actually need? Most people either guess based on a generic rule of thumb or avoid the question entirely. Both approaches can cost you. The truth is that retirement income planning is deeply personal. Two people with identical salaries...
How to Choose a Retirement Planning Advisor
CFP® professional vs. Big Bank vs. Robo-Advisor Whether you're years from retirement or already there, choosing the right retirement planning advisor can make the difference between financial confidence and late-night worrying about money. But with so many options — CFP® professionals, big bank advisors, robo-advisors — how do you know which one fits your situation?...
Roth Conversion Strategy in 2026: A Guide for Pre-Retirees in NJ and PA
How to Use the Tax Window Before It Closes If you're within 10 years of retirement, you have a powerful but time-sensitive opportunity sitting in your traditional IRA or 401(k): the ability to convert some of those pre-tax dollars to a Roth IRA and never pay taxes on them again. A Roth conversion means paying...
Setting Financial Goals for 2026: A Guide for Pre-Retirees and New Retirees
This month's must-read, Setting Financial Goals for 2026: A Guide for Pre-Retirees and New Retirees, makes it the perfect time for pre-retirees and new retirees to get excited about setting some smart financial goals. Life might feel a bit uncertain with changing taxes, rising healthcare costs, and market ups and downs, but with a clear plan, you...
Aspects of your financial life to review as the year closes.
This month's must-read, Aspects of Your Financial Life to Review as the Year Closes, explains how to take stock of your financial life with quick, purposeful reviews. Meet your advisor to check portfolio positions, rebalance asset allocation, and max out retirement contributions—don’t forget catch-up options if you’re 50+. Pull cost-basis records, harvest tax losses, and...
10 Eye-Opening Facts About Retirement in the US: What You Need to Know in 2025
This month's must-read, 10 Eye-Opening Facts About Retirement in the US: What You Need to Know in 2025, informs readers on what many of us dream of that golden age, but with costs still creeping up and inflation easing only slightly, it’s clear we’re rethinking what it means to retire comfortably. People are tossing around...
Employee Perspectives on Long-Term Care
Our featured article of the month, Employee Perspectives on Long-Term Care, summarizes the findings of the EBRI study on employee long term care awareness, access, and perspectives. Without direct experience via a family member or oneself, understanding the impact of a LTC event is difficult to appreciate. From a financial perspective, a long term care...
Reference guide on the One Big Beautiful Bill Act
Our featured article of the month, Reference Guide on the OBBBA, summarizes the benefits of the act to individuals and businesses. The focus of the summary surrounds personal taxation and benefits for seniors while also providing details on benefits for business owners and college savings accounts. The reference guide is not an exhaustive list of...
Retirement Questions That Have Nothing to Do With Money
Our featured article of the month, Retirement Questions That Have Nothing to Do With Money, delves into lifestyle considerations that retirees often overlook but are just as crucial as financial planning. While securing your financial future is essential, how you spend your days—through hobbies, part-time work, or staying active and social—plays an equally vital role...