Our featured article of the month, Reference Guide on the OBBBA, summarizes the benefits of the act to individuals and businesses. The focus of the summary surrounds personal taxation and benefits for seniors while also providing details on benefits for business owners and college savings accounts. The reference guide is not an exhaustive list of...
Our featured article of the month, Market Volatility & Your Portfolio, attempts to bring attention to the complexity of the issues surrounding volatility in the markets and provides some historical context around pullbacks or drawdowns common throughout the years. As humans, we try to simplify complex ideas into a one-issue cause-and-effect framework to help us better...
Our featured article of the month, Retirement Plan Contribution Limits for 2025, details changes in retirement additions based on your age as adjusted through the SECURE Act 2.0. If you are between the ages of 60 and 63 then the "super catch-up" of up to $11,250 may be a consideration if you are looking to...
This March marks my 24th year in the financial planning industry. I am blessed to be able to engage with wonderful people to provide them with my energy, skills and experience in helping them and their families plan for a successful future. Thank you for entrusting myself, my firm and our strategic partners with your...
Our featured article of the month, Women and Wealth: A Pivot Towards Retirement, focuses on some of the challenges women face upon transitioning to retirement after their working career. While both men and women retirees should focus on their financial, physical and emotional health to ensure a more fulfilling retirement, women have a unique challenge....time....
Our featured article of the month, Retirement Realities, answers some frequently asked questions about retirement expectations. Online calculators are certainly helpful with projecting figures out many years, but they lack any nuance. Even the systems used by financial planners provide figures and calculations without taking into account the reality of life. Experience and counsel are...
Our featured article of the month, Understanding Extended Care, explains some high level points on what extended care looks like in terms of its services, cost, and sources for payment. Of course like most things, when you are in it, the reality of the situation is much different. Reviews by Medicare graded facilties were based...
Our featured article of the month, Does Your Portfolio Fit Your Lifestyle?, delves into the understanding that retirement income planning, while numerically driven, can largely be influenced by lifestyle. After non-discretionary expenses are covered, choices made within the discretionary income expenditures are focused on the goals and wants of your desired existence. Understanding your desires...
Our featured article of the month, IRA Deadlines are Approaching, provides the necessary deadlines for meeting such items as current and prior year IRA contributions, Required Minimum Distributions (RMD)s and some tips on not getting your contributions confused for either past or current year. RMDS must be taken by the last day of the calendar...
Our featured article of the month, Secure Act 2.0, describes how in the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it's a follow-up to the Setting Every Community...
