Investments
Roth IRA vs Traditional IRA: Which Is Better for Retirement Planning?
Choosing between a Roth IRA and a Traditional IRA isn't just about picking an account type—it's about making a strategic decision that could save or cost you thousands in retirement. The difference comes down to one fundamental question: Do you want to pay taxes now or later? Both accounts offer powerful tax advantages, but they...
Setting Financial Goals for 2026: A Guide for Pre-Retirees and New Retirees
This month's must-read, Setting Financial Goals for 2026: A Guide for Pre-Retirees and New Retirees, makes it the perfect time for pre-retirees and new retirees to get excited about setting some smart financial goals. Life might feel a bit uncertain with changing taxes, rising healthcare costs, and market ups and downs, but with a clear plan, you...
Reference guide on the One Big Beautiful Bill Act
Our featured article of the month, Reference Guide on the OBBBA, summarizes the benefits of the act to individuals and businesses. The focus of the summary surrounds personal taxation and benefits for seniors while also providing details on benefits for business owners and college savings accounts. The reference guide is not an exhaustive list of...
Market Volatility & Your Portfolio
Our featured article of the month, Market Volatility & Your Portfolio, attempts to bring attention to the complexity of the issues surrounding volatility in the markets and provides some historical context around pullbacks or drawdowns common throughout the years. As humans, we try to simplify complex ideas into a one-issue cause-and-effect framework to help us better...
Retirement Plan Contribution Limits for 2025
Our featured article of the month, Retirement Plan Contribution Limits for 2025, details changes in retirement additions based on your age as adjusted through the SECURE Act 2.0. If you are between the ages of 60 and 63 then the "super catch-up" of up to $11,250 may be a consideration if you are looking to...
Important Birthdays Over 50
This March marks my 24th year in the financial planning industry. I am blessed to be able to engage with wonderful people to provide them with my energy, skills and experience in helping them and their families plan for a successful future. Thank you for entrusting myself, my firm and our strategic partners with your...
Women and Wealth: A Pivot Towards Retirement
Our featured article of the month, Women and Wealth: A Pivot Towards Retirement, focuses on some of the challenges women face upon transitioning to retirement after their working career. While both men and women retirees should focus on their financial, physical and emotional health to ensure a more fulfilling retirement, women have a unique challenge....time....
Retirement Realities
Our featured article of the month, Retirement Realities, answers some frequently asked questions about retirement expectations. Online calculators are certainly helpful with projecting figures out many years, but they lack any nuance. Even the systems used by financial planners provide figures and calculations without taking into account the reality of life. Experience and counsel are...
Understanding Extended Care
Our featured article of the month, Understanding Extended Care, explains some high level points on what extended care looks like in terms of its services, cost, and sources for payment. Of course like most things, when you are in it, the reality of the situation is much different. Reviews by Medicare graded facilties were based...
Does Your Portfolio Fit Your Retirement Lifestyle?
Our featured article of the month, Does Your Portfolio Fit Your Lifestyle?, delves into the understanding that retirement income planning, while numerically driven, can largely be influenced by lifestyle. After non-discretionary expenses are covered, choices made within the discretionary income expenditures are focused on the goals and wants of your desired existence. Understanding your desires...