Our featured monthly article, Getting You Personal Finances in Shape for 2019, encourages you to take action on those financial items that were pushed to the side over summer break. Now is a great time to take inventory and assess your current situation as it relates to your budget, credit, and investments prior to the...
Our featured monthly article, Guarding Against Identity Theft, is a departure from the typical financial articles presented in this newsletter, however due to increased usage of accessing financial information online over the past decade or so, these two areas have become inextricable intertwined. As evidenced by my company’s recent mandatory audit, which included a four...
Our featured monthly article, Should You Leave Your IRA to a Child?, initiates the conversation on proper estate planning techniques and highlights how good intentions could lead to unfortunate results. The article explains some of the logistics of using a trust as a beneficiary, but digging a little deeper may provide better context. While most...
Our featured monthly article, Adjusting Your Portfolio as You Age, highlights some prudent points in regard to asset and risk management within your investment portfolio. Without any readjustment, over time, portfolios naturally shift towards the outperforming investment in the group, leaving the overall allocation skewed. This shift could result in unintended additional risk and exasperated...
Our featured monthly article, Tax Efficiency in Retirement, outlines some very commonly used tax advantaged vehicles for saving and planning for retirement. As described, the 401(k) and Traditional IRA offer immediate tax benefits, while the Roth IRA provides a longer term advantage. They both have their pros and cons, but determining the best value for...
