Work to Wealth
Three Key Questions to Answer Before Taking Social Security
Our featured article of the month, Three Key Questions to Answer Before Taking Social Security, touches on some of the important considerations regarding your benefits. The timing of receiving benefits certainly depends upon your personal financial situation and, of course, your educated guess on your longevity. That is an unknown factor that isn't up to any...
Managing Money as a Couple
Our featured article of the month, Managing Money As A Couple, discusses the importance of making financial decisions as a couple in the household. When I meet with clients I emphasize the importance of meeting with the couple together. I fully understand that typically one person is more interested or atuned to their financial situation...
Retirement Plan Contribution Limits for 2025
Our featured article of the month, Retirement Plan Contribution Limits for 2025, details changes in retirement additions based on your age as adjusted through the SECURE Act 2.0. If you are between the ages of 60 and 63 then the "super catch-up" of up to $11,250 may be a consideration if you are looking to...
Election 2024
Our featured article of the month, Election 2024, attempts to provide some context over a hotly debated election and foresight on future expectations as it relates to the economy and investments. Elections and investment markets can become very emotional at various points in time. However, in both cases life moves on, things calm down and...
Caring for Aging Parents
Our featured article of the month, Caring for Aging Parents, helps you start the difficult conversation many of us have had to engage in. The" sandwhich generation", those with aging parents and young children, are increasingly finding themselves in this challenging predicament. Ultimately, having to parent both our children and our parents is a major...
How to Build an Emergency Fund
Our featured article of the month, How To Build an Emergency Fund, helps outline the steps needed to setup an emergency fund. Determining the amount you should set aside is one based on your monthly expenditures. An easy rule of thumb is, what do you need to pay to ensure you don't get yourself into...
How Retirement Spending Changes With Time
Our featured article of the month, How Retirement Spending Changes With Time, is a primer for pre- or new retirees to help set expectations and dampen fears. While retirement will be a new and exciting adventure to embark on, with many retirees certainly "living it up" in the first few years, patterns of behavior will...
Immediate vs. Deferred Annuities
Our featured article of the month, Immediate vs. Deferred Annuities explains some of the basic differences between these long used retirement vehicles. In the past few decades, pensions have become few and far between, especially within the private sector. Having similar traits, annuities have secured a consistent presence in the retirement planning industry. The reason?...
Helpful Retirement Strategies for Women
Our featured article of the month, Helpful Retirement Strategies for Women, provides some initial steps for developing good savings habits, normalizing conversations and becoming more engaged in planning your future. Considering the longevity difference between women and men, women should be even more engaged in retirement goal planning. As mentioned in DRS Retirement Report from...
Consider Keeping Your Life Insurance When You Retire
Our featured article of the month, Consider Keeping Your Life Insurance When You Retire, starts the conversation on this topic and expands on it slightly in regards to insurance planning strategies. Traditionally, life insurance was considered unnecessary once you hit retirement, the nest was empty and a liability such as a mortgage was satisfied. However,...