Unlike the December FOMC meeting, wednesday’s meeting was not as highly anticipated. The odds for another interest rate increase, a little over a month after the first rate hike in 9 years, were low. However, market participants were eager to see if any of the words in the FOMC’s official release had changed in order...
Happy New Year! I hope you are proving to have a wonderful start to 2016. In the spirit of making resolutions, I’d like to encourage you to include one of financial significance. This resolution could be as simple as reviewing your life insurance policy or financial plan together. Please let me know what your financial...
With the market so volatile, you need one in place. The Market Is Cyclical… As history proves time, and time again, the stock market is cyclical. Like gravity, what goes up, must come down. The problem with this cycle is that many investors don’t have the time or the willpower to ride yet another wave...
Wednesday’s announcement, a unanimous vote from the members of the Federal Open Market Committee (FOMC) to increase their target interest rate by 25 bps is historic, not only because it is the first rate increase in 9 years but because the FOMC is signaling another step to the end of accommodative monetary policy. The FOMC’s...
President Clinton signed the “‘Senior Citizens’ Freedom to Work Act Of 2000” in April of 2000 allowing Social Security receipients to suspend payments and earn delayed retirement credits. However, new claiming strategies were born from this legislation and in November of this year, Congress voted to eliminate two popular filing strategies to maximize benefits. In...
Stephen DeCesare, CFP® Named 2015 Philadelphia & 2016 New Jersey Five Star Wealth Manager Marlton-based Certified Financial Planner™ earns professional honor for fourth consecutive year December 1, 2015 – Marlton N.J. – Independent wealth manager, retirement planner and president of DeCesare Retirement Specialists, Stephen DeCesare, CFP®, was presented with the 2015 Five Star Wealth Manager...
Steve DeCesare lends some advice to leading financial trade website Life Health Pro, on What’s the secret to becoming a multigenerational advisor? Being a multigenerational advisor has become a hot topic these days in the insurance and financial services industries. We spoke with Stephen DeCesare, CFP®, and founder and president of DeCesare Retirement Specialists, to...
The highly anticipated Federal Open Market Committee (FOMC) meeting concluded yesterday with the Federal Funds Rate left unchanged. Comments by Chair Yellen left some observers scratching their heads. While a rate increase was less expected than a few months ago, the reasoning behind the governor’s decision left many market participants concerned. Two important points were...
Steve DeCesare shares retirement income planning insight with The Washington Post: Afraid your retirement nest egg won’t last long? You’re not alone. We once thought of retirement as a time to relax, play golf and maybe travel — to finally have a little fun. For some, that will still be the case. For others, the...
Steve DeCesare lends advice to GoodCall.com about why 529 Plans Aren’t Created Equal: What You Need to Know Before You Invest With college costs on the rise, families across the country are turning to 529 savings plans to sock away money. But these plans aren’t created equal, which means you have to shop around before...
