Work to Wealth
Insurance and Investments
An umbrella can provide protection from the elements and insurance can play a vital role in protecting your financial plan and wealth. This month’s featured article Insurance and Investments touches on some important types of insurance coverage any sound financial plan should include like disability insurance and life insurance. However, I would like to add...
Hold Hold…
The Federal Open Market Committee (FOMC) decided not to raise interest rates, expressing some concern over economic growth. The benchmark rate remains unchanged at the .75% to 1.00% level. As a reminder, the committee raised the target rate .25% at the March meeting citing improving economic activity and the prospect of further growth from fiscal...
Have a Plan, Not Just a Stock Portfolio
While we are all looking forward to summer time, I would like to emphasize the need for an annual financial checkup. Now that the stress of tax season is out of the way, take that next step to ensure your financial plan is updated and your goals are current before your mind heads off to...
Two In A Row!
The Federal Reserve Raises Benchmark Interest Rate Monetary policy is normalizing due to economic improvement. On March 15, the Federal Reserve raised the benchmark interest rate by a quarter-point to a range of 0.75-1.00%. The increase was widely expected, and it represented a vote of confidence in the economy. 1 This was the central bank’s...
The A, B, C, & D of Medicare
As I wrote in last month’s Retirement Report, February marked a special anniversary for me professionally, 10 years as a Certified Financial Planner™ professional. March also marks a special anniversary, 17 years ago on St. Patty’s Day I completed my Series 7 exam to become an officially licensed advisor in the financial services industry. When...
The Fiduciary Standard
This February marks a special anniversary for me professionally, 10 years as a Certified Financial Planner™. You may have heard the news about the financial industry adopting new regulations written by the Department of Labor. If so, this month’s feature article The Fiduciary Standard is a timely piece to help you better understand the new...
2016 Economic & Market Update: A Year of Unprecedented Change
Assessment of the economy, the markets, and its impact on you From the worst start in stock market history, to the United Kingdom’s (UK’s) European Union (EU) referendum or “Brexit,” to the shocking Trump election victory, to the Italian referendum, and the continuation of monetary action by the major central banks of the developed world,...
How Much Will You Spend When You Retire?
Happy New Year and best wishes for a healthy 2017. I hope you had a restful holiday season and are looking forward to a new and exciting year. You may be thinking of retiring soon or are a newly minted retiree ready to travel the world. If so, this month’s feature article How Much Will...
Yeah, We Already Knew
Wednesday’s FOMC’s decision to raise rates was telegraphed well in advance by market interest rates. Since the conclusion of the election, market interest rates have risen substantially. This left the FOMC no choice but to raise the federal funds rate .25% to a .50%-.75% range or they would risk being “behind” the curve. Official market...
REFERENDUM COSTITUZIONALE 4 DICEMBRE 2016
The Italians have voted on a pivotal constitutional referendum which has resulted in an overwhelming vote of No. What is certainly shaping into a global political trend, voters rejected the continuation of the status quo and once again supported anti-establishment ideals. While the details of the political implications of the referendum are important, the interest...